| ACA |
Affordable Care Act, also see PPACA |
| AD&D Plan |
Accidental Death and Dismemberment Plan |
| ADA |
Americans with Disabilities Act |
| ADAAA |
ADA Amendments Act of 2008 |
| ALE |
Applicable Large Employer |
| ADEA |
Age Discrimination in Employment Act |
| APTC |
Advance Premium Tax Credits |
| ARRA |
American Recovery and Reinvestment Act of 2009 |
| ASO |
Administrative Services Only |
| CAA 2021 |
Consolidated Appropriations Act, 2021 |
| CARES Act |
Coronavirus Aid, Relief and Economic Securities Act |
| CCIIO |
Center for Consumer Information and Insurance Oversight (CCIIO), formerly known as the Office of Consumer Information and Insurance Oversight (OCIIO) |
| CDHC |
Consumer-Driven Health Care |
| CFR |
Code of Federal Regulations |
| CMS |
Centers for Medicare & Medicaid Services – formerly known as Health Care Financing Administration (HCFA) |
| COBRA |
Consolidated Omnibus Budget Reconciliation Act |
| DCAP |
Dependent Care Assistance Program |
| DCTC |
Dependent Care Tax Credit |
| DOL |
U.S. Department of Labor |
| EAP |
Employee Assistance Program |
| EBSA |
Employee Benefits Security Administration – formerly known as the Pension and Welfare Benefits Administration (PWBA) |
| EDI |
Electronic Data Interchange |
| EFAST |
ERISA Filing Acceptance System |
| EEOC |
Equal Employment Opportunity Commission |
| EGTRRA |
Economic Growth and Tax Relief Reconciliation Act |
| EOB |
Explanation of Benefits |
| EOI |
Evidence of Insurability |
| ePHI |
Electronic Protected Health Information |
| ERISA |
Employee Retirement Income Security Act |
| FF-SHOP |
Federally Facilitated Small Business Health Options Program |
| FFCRA |
Families First Coronavirus Response Act |
| FICA |
Federal Insurance Contributions Act |
| FLSA |
Fair Labor Standards Act |
| FMLA |
Family and Medical Leave Act |
| FSA |
Flexible Spending Arrangement |
| FUTA |
Federal Unemployment Tax Act |
| GINA |
Genetic Information Nondiscrimination Act |
| GTL Insurance |
Group Term Life Insurance |
| HCE |
Highly Compensated Employee |
| HCFA |
Health Care Financing Administration – now known as the Centers for Medicare & Medicaid Services (CMS) |
| HCTC |
Health Coverage Tax Credit |
| HDHC |
High Deductible Health Coverage |
| HDHP |
High Deductible Health Plan |
| Health FSA |
Health Flexible Spending Arrangement |
| HEART Act |
Heroes Earnings Assistance and Relief Tax Act of 2008 |
| HHS |
U.S. Department of Health and Human Services |
| HIPAA |
Health Insurance Portability and Accountability Act |
| HIPAA SER |
Health Insurance Portability and Accountability Act Special Enrollment Rights |
| HIT |
Health Insurance Tax |
| HMO |
Health Maintenance Organization |
| HRA |
Health Reimbursement Arrangement |
| HSA |
Health Savings Account |
| IRC |
Internal Revenue Code |
| IRS |
Internal Revenue Service |
| LTC |
Long-term Care |
| LTD |
Long-term Disability |
| MEC |
Minimum Essential Coverage |
| MEWA |
Multiple Employer Welfare Arrangement |
| MHPAEA |
Mental Health Parity and Addiction Equity Act |
| MLR |
Medical Loss Ratio |
| MSP |
Medicare Secondary Payer |
| MSA |
Medical Savings Account (also known as an Archer MSA) |
| NAIC |
National Association of Insurance Commissioners |
| NHCE |
Non-highly Compensated Employee |
| NMHPA |
Newborns' and Mothers' Health Protection Act |
| OCR |
Office of Civil Rights |
| OCIIO |
Office of Consumer Information and Insurance Oversight, now known as the Center for Consumer Information and Insurance Oversight (CCIIO) |
| OTC |
Over-the-counter Item or Drug |
| PBM |
Pharmacy Benefit Manager |
| PCE |
Preexisting Condition Exclusion |
| PCOR Fee |
Patient-centered Outcomes Research Fee |
| PCORI |
Patient-centered Outcomes Research Institute |
| PEO |
Professional Employer Organization |
| PHI |
Protected Health Information |
| PPA |
Pension Protection Act of 2006 |
| PPACA |
Patient Protection and Affordable Care Act- aka Health Care Reform |
| POP |
Premium Only Plan (Section 125 Cafeteria Plan) |
| PPO |
Preferred Provider Organization |
| PWBA |
Pension and Welfare Benefits Administration - now known as the Employee Benefits Security Administration (EBSA) |
| QDRO |
Qualified Domestic Relations Order |
| QMCSO |
Qualified Medical Child Support Order |
| SAR |
Summary Annual Report |
| SBC |
Summary of Benefits and Coverage |
| SECURE Act |
Setting Every Community Up for Retirement Enhancement Act of 2019 |
| SHOP |
Small Business Health Options Program |
| SMM |
Summary of Material Modifications |
| SPD |
Summary Plan Description |
| STD |
Short-term Disability |
| TPA |
Third-Party Administrator |
| USERRA |
Uniformed Services Employment and Reemployment Rights Act |
| VEBA |
Voluntary Employees' Beneficiary Association |
| VFC |
Voluntary Fiduciary Correction Program |
| WHCRA |
Women's Health and Cancer Rights Act |